You agree to abide by all applicable copyright laws and by all additional copyright notices or restrictions contained in the Web site. You may not use any of Catalyst Securities' trademarks or trade names without Catalyst Securities' prior express written consent and you acknowledge that you have no ownership rights in and to any of those names and marks. You agree to notify Catalyst Securities in writing promptly upon becoming aware of any unauthorised access to or use of the Web site by any party or of any claim that the Web site or any of the contents of the Web site infringes any copyright, trade mark, or other contractual, statutory or common law rights of any party.

LICENCE AND DOWNLOAD RIGHTS
You acquire no rights or licences in or to the Web site and/or the Content other than the limited right to use the Web site in accordance with these Terms and to download on the terms set out in this section. Other than as set out in this section you may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to create derivative works from, transmit, or in any other way exploit any part of the Web site. Download is permitted by Catalyst Securities provided only that: (i) you make no more than one printed copy of such download and no further copies of such printed copy are made; (ii) you make only personal, non-commercial use of such download and/or printed copy; and (iii) you retain on such download and/or printed copy all copyright notices and shall remain bound by the terms of such wording and notices. Additionally, you may not offer for sale or sell or distribute over any other medium (including distribution by over-the-air television or radio broadcast or distribution on a computer network) the Content or any part thereof. You may not make any part of the Web site available as part of another web site, whether by hyperlink framing on the internet or otherwise. The Web site and the information contained therein may not be used to construct a database of any kind, nor may the Web site be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database web sites containing all or part of the Web site.

PERMISSIONS
If you would like information about obtaining Catalyst Securities's permission to use any of the Content or if you would like to link your web site to the Web site, write to: 3 Ralli Courts, West Riverside, Manchester, Gtr. Manchester, M3 5FT, marking it 'Catalyst Securities web site'. (UK only)

NO WARRANTY
The Web site and the Content are provided "as is" excluding any warranties of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law including (but not limited to) the exclusion of warranties of title, merchantability, satisfactory quality, fitness for a particular purpose and non-infringement of proprietary or third party rights. Catalyst Securities further accepts no responsibility or liability for functions contained on the Web site and makes no warranties that the Web site will operate uninterrupted or error-free or that defects will be corrected. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you. Catalyst Securities does not warrant that the Web site is compatible with your computer equipment or that the Web site or its server is free of errors or viruses, worms or "Trojan horses" and Catalyst Securities is not liable for any damage you may suffer as a result of such destructive features. Catalyst Securities shall not be held responsible for Content provided by third parties. Catalyst Securities is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the web site. These Terms do not affect your statutory rights or your legal rights as a consumer.

LIMITATION OF LIABILITY
You acknowledge that your use of the Web site, including the Content is at your own risk. If you are dissatisfied with the Web site, the Terms or any or the Content your sole remedy is to discontinue use of the Web site. Save in respect of fraud and of personal injury or death to the extent it results from Catalyst Securities's negligence, in no event will Catalyst Securities be liable to you or any third party for any direct, special, indirect, consequential or incidental damages, exemplary or lost profits, or any other damages of any kind whether based on warranty, contract, tort (including negligence) or otherwise, even if Catalyst Securities has been advised of the possibility thereof. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so this limitation or exclusion may not apply to you.

LOCAL LAWS AND REGULATIONS
The Web site is not directed at any person in any jurisdiction where for any reason the publication or availability of the Web site is prohibited. Those in respect of whom such prohibitions apply must not access the Web site. Catalyst Securities does not represent that either the Web site or the Content are appropriate for use or permitted by local laws in all jurisdictions. Those who access the Web site do so on their own initiative and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt.

INDEMNITY
You agree to indemnify, defend, and hold harmless each of Catalyst Securities, its employees, representatives and agents, from and against any claims, actions, demands or other proceedings brought against any of Catalyst Securities, its employees, representatives or agents, by a third party, to the extent that such claim, suit, action or other proceeding brought against Catalyst Securities, its employees, representatives, suppliers, or agents is based on or arises in connection with:
(i) your use of the Web site;
(ii) any breach by you of the Terms;
(iii) a claim that any use of the Web site by you
(aa) infringes any intellectual property rights of any third party, or any right of personality or publicity, or
(bb) is libellous or defamatory, or otherwise results in injury or damage to any third party;
(iv) any deletions, additions, insertions, or alterations to, or any unauthorised use of, the Web site by you; or
(v) any misrepresentation or breach of representation or warranty made by you contained herein. References in this section of the Terms to your use of the Web site shall be deemed to include any use by a third party where such a third party accesses the Web site using your computer. You agree to pay Catalyst Securities, its employees, representatives, and agents any and all costs, damages, and expenses (including reasonable legal fees) awarded against any of them or otherwise incurred by any of them in connection with or arising from any such third party claim, suit, action or proceeding attributable to any such third party claim.

CHANGES TO THE WEB SITE
You accept that Catalyst Securities has the right to change the content or technical specifications of any aspect of the Web site at any time at Catalyst Securities's sole discretion. You further accept that such changes may result in your being unable to access the web site.

WAIVER
No waiver by Catalyst Securities of any breach of any obligation arising under these Terms shall constitute a waiver of any other breach and no failure to exercise or partial exercise by Catalyst Securities of any remedy shall constitute a waiver of the right subsequently to exercise that or any other remedy.

GOVERNING LAW AND JURISDICTION
The Terms are governed by the laws of England and Wales and the parties submit to the exclusive jurisdiction of the English courts.